negative equity

英 [ˌneɡətɪv ˈekwəti]

美 [ˌneɡətɪv ˈekwəti]

n.  资产负值， 负资产 (资产值低于抵押款)

牛津词典

noun

• 资产负值， 负资产 （资产值低于抵押款）
  the situation in which the value of sb's house is less than the amount of money that is still owed to a mortgage company, such as a bank

柯林斯词典

• 负资产
  If someone who has borrowed money to buy a house or flat hasnegative equity, the amount of money they owe is greater than the present value of their home.

双语例句

• Once a home tips into negative equity, borrowers have less incentive to keep up on repayments.
  一旦房屋成为负资产，借贷者继续偿付贷款的动力将有所下降。
• According to CoreLogic, a data provider, negative equity totalled$ 707 billion at the end of April.
  根据数据提供商CoreLogic的信息，四月底负资产总额达到了7070亿美元。
• Examining the impact of negative equity on the probability of default on mortgage loans and the positive correlation between residential mortgage default risk and the loan-to-value ratio.
  研究负资产对按揭贷款拖欠还款风险概率的影响，以及住宅按揭贷款拖欠还款风险与按揭成数之间正向的相互关系。
• A rise in inflation also means that declines in real house prices translate into less negative equity, freeing up the housing market.
  通胀上升还意味着，实际房价下跌所产生的负资产有所减少，住宅市场可因之解冻。
• Since this is an average number, and some households have little or no mortgage debt, this suggests that the proportion with negative equity likely increased significantly as well.
  考虑到这是一个平均数字，而一些家庭的抵押贷款债务很少或没有，这意味着（房屋）资产净值为负的比例可能也出现了大幅上升。
• Furthermore, the stabilisation of property prices has relieved, to a large extent, the problem of negative equity.
  此外，房地产价格的回稳亦大大纾缓了负资产的问题。
• What is required is action by the president and Congress: to help homeowners with negative equity and businesses that cannot get credit, to remove the threat of higher tax rates, and reduce the out-year fiscal deficits.
  现在需要的是总统和国会采取行动：向拥有负资产净值的住房所有者和无法获得信贷的企业伸出援手，消除加税的威胁，并削减未来几个财年的财政赤字。
• The problem for banks owning mortgage debt is that the two greatest causes of foreclosure negative equity and unemployment are both set to rise further.
  对于拥有抵押债务的银行来说，问题在于造成丧失抵押品赎回权的两个最大因素负资产和失业都必定会继续上升。
• Policymakers may worry about the effect of housing problems on unemployment homeowners in negative equity may not be able to move in search of jobs but the more important effect runs the other way.
  决策者可能担忧房地产问题对失业率的影响资不抵债的屋主可能无法为工作而搬家但更要命的影响还在别处。
• At the very least, this would rescue many homeowners from the nightmare of negative equity.
  这种做法至少会将许多房主从负资产的噩梦中拯救出来。